GET `/points/{user_id}/risk-score`

Perform anti-fraud/arbitrage risk assessment on a points account based on multi-dimensional factors (freeze count, spending ratio, recent earning frequency, negative balance, transaction activity).

Points Service `bearerAuth` application/json

Request Parameters

Name	In	Type	Required	Default	Example	Constraints	Description
`user_id`	`path`	`string`	Yes				User ID

Responses

Status	Description	Schema
200	Risk score (score>=70 high risk, 40-69 medium risk, <40 low risk)	`dto.PointRiskScoreDetailResponse`
400	Bad request	`gitee_com_linmes_authms_base_dto.SimpleResponse`
401	Unauthorized	`gitee_com_linmes_authms_base_dto.SimpleResponse`
404	User not found	`gitee_com_linmes_authms_base_dto.SimpleResponse`
500	Internal server error	`gitee_com_linmes_authms_base_dto.SimpleResponse`

Referenced Schemas

dto.PointRiskScoreDetailResponse

Field	Type	Required
`code`	`integer`	No
`data`	`dto.PointRiskScoreResponse`	No
`message`	`string`	No
`timestamp`	`string`	No

dto.PointRiskScoreResponse

Field	Type	Required	Example
`factors`	array of string	No	`['["normal_behavior"', '"trusted_device"]']`
`risk_level`	`string`	No	`low`
`risk_score`	`integer`	No	`10`
`user_id`	`string`	No	`usr_example_001`

gitee_com_linmes_authms_base_dto.SimpleResponse

Field	Type	Required
`code`	`integer`	No
`message`	`string`	No
`timestamp`	`string`	No

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GET /points/{user_id}/risk-score